Blue Vista Mortgage Logo
310-818-0270
Blue Vista Mortgage Logo
310-818-0270

Michelle Ota photo
Hi, my name is Michelle Ota. At Blue Vista Mortgage we truly encompass the word TEAM. We are experienced Southern California mortgage originators priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Southern California residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help!

We are your local Mortgage Experts who offer a wide range of mortgages to suit every financial situation. With competitive interest rates and flexible products we can make buying and refinancing a home a smooth and efficient process.

Here's a little preview of what we specialize in:

  • Home Purchases
  • Home Refinances
  • Veterans Loans
  • NO PMI up to 97% financing
  • First-time Home Buyer Loans
  • Debt Consolidation Loans
  • Jumbo Loans
  • Portfolio Loans
  • 100% financing with NO monthly PMI

OWN THE HOME OF YOUR DREAMS

No cash to put down? Less than stellar credit? Just not sure what you can afford? No matter what has held you back in the past, Blue Vista Mortgage can help you find your best fit.

Find Out More

START YOUR HOME-BUYING JOURNEY TODAY

Buy a Home

Buying a Home should be Stress-Free! We will guide you through the process and help you select the best possible loan option for your specific situation.

Refinance

Whether you want to lower your payment, build equity quicker or tap into your home's existing equity? Getting started is quick and easy.

Our Loan Process

Understanding the Loan Process is Important. We explain it in a straight-forward way and we are with you during every step.

Get Pre-Approved

Getting pre-approved is the first step towards getting a mortgage. Find out how much you can borrow.

Got a Quick Real Estate or Mortgage Question?

Click the "Ask A Question" button below to send us a message by email or feel free to call my office at 310-818-0270.

Southern California Home Loans - Southern California Mortgages, Southern California Real Estate

Before you leave, make sure you review the Southern California Home Loan Buying Resources, Insider Reports and Southern California Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

For a free no-obligation consultation regarding your credit or any other mortgage or real estate questions, please don't hesitate to call me at 310-818-0270.

We service clients statewide, including every city and town in California. 

18321 S Western Ave, Ste J Gardena , California 90248
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